Affordable Title Loans for DFW Metroplex Customers

What is a car title loan?

A vehicle title loan is a short-term loan that uses your vehicle’s title as collateral. This can help you get cash quickly for unexpected expenses, large bills, and other emergency needs. Your vehicle must have a lien-free title, and you can retain it to use while you are paying off the loan. We strive to make the application process as stress-free as possible. Just print out and complete the application from our website, and bring your vehicle and title to one of our convenient locations. We will perform a quick vehicle appraisal and process your application to determine if you qualify for a loan.

Do you offer online title loans?

Yes, we also offer online title loans. Just fill out our online application, provide the required information and documentation, and submit photos of your vehicle. We will process the application in about an hour, and we can typically submit loan documents and funds electronically if approved.

How does a car title loan work?

To obtain funds through a car title loan, you will use your vehicle as collateral. This will help you secure a short-term loan that is typically repaid within 30 days or through weekly, bi-weekly, or monthly installments. We will place a lien on your vehicle’s title for the length of the repayment process. If you do not pay the loan back on time, your vehicle may be repossessed and sold at auction to recover the cost of the loan and fees.

What are the requirements for a title loan?

All applicants must be at least 18 years old, and must have a clear Texas title in their own name, a valid, government-issued photo ID, and a vehicle that is in good condition. We do everything possible to make it easy for our clients to apply for emergency car title loans so that they can get the funds they need quickly.

How can you sell a car that has a title loan on it?

You cannot sell a vehicle that has an active title loan or lien on the title. You must first pay off the lien in full and get the title released. Once you have a clean title, you can legally transfer ownership of the vehicle.

How long does it take to obtain a title loan?

We try to make the process as fast and seamless as possible. In most cases, it can take about an hour for an in-person loan application and vehicle appraisal. However, the funding process may take longer.

Do title loan providers check your credit?

No, we do not do credit checks. It doesn’t matter to us if you have no credit or bad credit, as your vehicle will be the collateral needed to secure your loan.

Can I get a title loan with bad credit?

Yes, we offer bad credit title loans to help customers secure the funds they need for emergencies and other expenses.

How much can I borrow with a title loan?

We offer competitive title loans to help our customers get the cash they need for unexpected expenses. The amount you can borrow with a title loan depends upon your age, employment history, borrowing and repayment history, and the make, model, year, condition, and value of your vehicle. In general, we offer 20-25% of the vehicle’s value.

Is it possible to get title loans without proof of income or a bank account?

Yes, you can get a title loan without a bank account. We may also be able to offer title loans without proof of income, though determination is made on a case-by-case basis.

What is a title loan buyout?

A title loan buyout is a way to refinance your title loan. A new lender pays off your existing title loan and offers you a new one with a better interest rate, lower monthly payments, or more favorable terms.

Can I qualify for a title loan if I’ve had a bankruptcy in the past?

You can get a title loan after bankruptcy. We approach each application on a case-by-case basis and evaluate a wide range of factors to determine eligibility. However, because your vehicle is used as collateral, we focus less on your credit score and more on the value of your vehicle and your ability to repay the loan.