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When you need access to quick cash, an auto equity loan could be the solution. With an auto equity loan, your car will be used as collateral to obtain the money you need. As more people find themselves needing cash, these loans are becoming more popular.

Auto Equity Loans Are Loans Centered on the Value of Your Car

You might need money to pay outstanding credit card bills, medical bills, home improvements, or car repairs. If you are in desperate need of cash, an auto equity loan is the answer.

At VIP Title Loans, we can give you the loan you need to pay your obligations. We understand that emergency expenses can arise without warning, so we will provide you with money quickly. Our business is locally owned and operated in the metroplex of D/FW. We are in the Dallas/Ft. Worth area, and we will offer a cash advance to individuals who own a vehicle. We were established in 1989 by Larry Lake, who was the first auto equity loan lender in the region. We are unique in that we are a Registered Lender in the state; therefore, we are regulated by the laws in Texas. We will approve borrowers of almost any type of vehicle, so you can have access to the cash you so desperately need.

You may have been denied a loan or new credit because of your low credit score. With VIP Title Loans, no credit check is required, so your bad credit will not prevent you from being approved for a loan. You will not be denied because of tax liens, bankruptcies, foreclosures, or delinquent accounts. You can even be approved if you have had a vehicle repossessed. Our loan approval process is quick and easy, and you are allowed to keep your vehicle.

What Happens If I Miss A Title Loan Payment?

We understand that making payments could be difficult, so we offer a generous grace period for late or missed payments. In addition, if you need extra money, you can obtain a cash advance on your current loan.

The life of the loan can be up to two years, so your monthly payment amount will be affordable. Making a payment will be simple, and no additional paperwork is required.

You will be able to continue driving the vehicle, and no restrictions apply. In order to qualify for a loan, you need to prove that you have a steady source of income. Your vehicle does not need to be completely paid. We can pay the loan while saving you money. When applying for a loan, you need to have your vehicle inspection sticker with you. You also need to show your Texas title for the vehicle. Proof of income and proof of citizenship is also required.