If you are like most people in Texas, there are times when you might not have the cash you need to make things happen.
For instance, you might be looking for cash to pay bills, you may need money to work on your home or take a vacation, or you may have suddenly found yourself in the middle of an expensive emergency, and you don’t have the cash to take care of it.
Fortunately, there are companies like VIP Title Loans that can help by offering customers a vehicle title loan.
Many people don’t think they will qualify for a loan, but the way VIP Title Loans lends money is different.
Are you wondering how to qualify for a vehicle title loan in Texas? Read on to find out:
What You Need to Qualify for a Vehicle Title Loan
In order to qualify for a vehicle title loan from VIP Title Loans, you will need two main things: a vehicle with a title, and a steady source of income. You don’t need to have a job; you don’t need to have good credit, nor do you need to tell us why you need the money.
It really is as simple as that.
What You Will Need to Bring in Order to Qualify
When you choose to get an auto title loan with our company, you will need to bring a few things with you.
First of all, in order to qualify you will need to bring in your vehicle. There will be a brief inspection of the vehicle in order to ensure that the car, truck, or van is in good working order. You will also need to present the title for the car to us. This is how we ensure collateral for your loan.
We will place a lien on your title then will give you the money you need. You can still use your vehicle throughout the length of the loan, and as soon as the loan is repaid, the lien on the title will be lifted.
In addition to the above, you should bring in an extra set of keys for our team to keep, and proof of both income and residence.
Though it is not necessary that you have a job, you will need a steady stream of money available in order to qualify. This is ideal for seniors or students who may have other types of income sources, but aren’t working.
Finally, proof of residence will simply show us that you live in the state of Texas and that you have an official address.
As you can see, it is very easy to qualify for a car title loan.
As long as you meet the requirements, you can have money in your pockets, anywhere from $300 to $6,000 in a matter of about 30 minutes.