Skip to Content
chevron-left chevron-right chevron-up chevron-right chevron-left arrow-back star phone quote checkbox-checked search wrench info shield play connection mobile coin-dollar spoon-knife ticket pushpin location gift fire feed bubbles home heart calendar price-tag credit-card clock envelop facebook instagram twitter youtube pinterest yelp google reddit linkedin envelope bbb pinterest homeadvisor angies

A car title loan through VIP Title Loans can help you in many ways when used correctly. And we want each and every one of our customers to use their title loan wisely.

There are good and bad reasons to take out a title loan. And though the choice is up to you, we would love to see our clients use their title loan to help themselves in 2021, not fall further behind.

Read on to learn more about how a title loan can help you in 2021, along with the pitfalls to avoid in the new year.

And Happy New Year from VIP Title Loans!

How to Use a Title Loan in 2021

Title Loans can be a great way to get money when you need it quickly for an unexpected expense or emergency. However, there are good and bad ways to use a title loan, just like there are wise and unwise borrowing habits.

If you are considering a title loan in 2021, then come into VIP Title Loans to meet with us and learn more about our rates, terms, and more!

We are the best, and lowest, in the business, and we will work with you to get you the money you need.

Use Your Title Loan to Pay for Medical Expenses

Medical expenses and emergencies can pop up unexpectedly, but you still have to pay for them. Unfortunately, many Americans do not have an emergency fund and have to pay for emergencies out-of-pocket.

However, this doesn’t have to ruin your credit or devastate your bank account, instead, you could use a title loan to pay for you or your loved one’s medical expenses.

As long as you understand the terms, APR and can pay back the sum in the allotted time, a title loan can be a great answer.

VIP Title Loans has the lowest APR and longest terms in the industry, this means we are your best bet when it comes to being able to pay back the emergency funds you need.

Better yet, we are local, so we will work with you and have flexibility if you need it. One missed payment won’t leave you car-less when you partner with VIP Title Loans!

Use a Title Loan to Improve Your Credit

Sometimes the credit card interest rates are so high, it’s almost impossible to pay them down. And that’s their goal. Credit card companies want you to only pay the minimum so they can continue to take interest from you.

But VIP Title Loans has a better alternative – get a title loan through us and watch your balance go down with each payment!

Our APR is much lower than credit cards, meaning you can actually pay us back.

Use your title loan cash to pay off your high-interest credit cards and improve your credit in 2021.

We want you to get out of debt, and we want you to be able to pay back your title loan. We aren’t like the credit card companies, trying to keep you in a loop of debt. We actually want to see you succeed in 2021!

Use a Title Loan When You Need Quick Cash Before Payday

If you are a little short on money before a payday, consider getting a title loan instead of a predatory payday loan.

Payday loans have sky-high interest rates and are hoping you’ll fail. VIP Title Loans is the exact opposite, as we have low-interest rates and want to help.

Think payday loans are quicker? Think again!

A title loan from VIP Title Loanstakes just minutes, and you’ll leave with a much better rate and cash in hand.

So, if you need a little extra for needed expenses and payday is still a few days away, come in to see our team at VIP Title Loans instead of a high-interest payday loan company.

VIP Title Loans Wants Your Title Loan to Help You in 2021 – Not Hurt You!

If getting out of debt, raising your credit score, or paying for an emergency sounds like something you would like to learn more about in the new year. Then call or visit one of our six local, convenient locations to learn more.

And if you want to save time too, fill out a form online to streamline your application and get your money even faster.

We want you to be successful in 2021, and a title loan from VIP Title Loans is just the way to start!